If my boyfriend adds me to his GEICO policy, will it increase or decrease his rates?

"My boyfriend and I both have separate policies and separate cars. Should we combine them? Right now, my boyfriend has the better rate with GEICO, but I am wondering if he adds me to his policy how much his rate will change."

Answer
“The cost of adding a new driver and vehicle to an existing policy depends on the vehicle that needs to be insured and the risk of the new driver. For instance, if your vehicle is significantly more expensive to insure or if you are considered a “”riskier”” driver than your boyfriend, his rates would increase significantly.
Typically, adding another vehicle will increase your rates more than adding a new driver to an already covered vehicle, especially if you two have similar risk profiles. The only way to know for sure what the rate increase will be is to get a quote from GEICO.”
avatar
Sophie Newman
Answered on Jul 27, 2021
Sophie Newman is a writer from California. Her hobbies include brewing her own kombucha, riding horses, and taking long road trips.
thumb-up

Did this answer help you?

Ask us a question by email and we will respond within a few days.
thumb-up

Have a different question?

You can meet us at our office and discuss the details of your question.

Easiest way to compare and buy car insurance

√
No long forms
√
No spam or unwanted phone calls
√
Quotes from top insurance companies