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If I'm consistently 10 days late on my new car loan payments, will it affect my credit score?
I got behind on my car payments a few months ago. Now, I'm always about 10 days late with my payments. How will this affect my credit score?
Eric Schad · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“In general, you have to be 30 or more days late for a lender to report you to the credit bureau.
Your true problem is whether you’re incurring a late fee each month. If you are, you might want to try to pay a day or two earlier to avoid the penalty.
But being this late consistently probably won’t hurt your credit score unless you stop paying altogether.”
View full answer
- Gregory R.
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