If I just got new car insurance two weeks ago, how long should I wait to file a claim?

"I'm just wondering if there is a cost benefit to waiting a certain period before using my new policy."

Answer
“Since car insurance operates on a per-claim basis, as long as the incident occurred within your policy period, you should be able to file a claim. You are covered from the first day that your new policy begins.
There’s no financial benefit in waiting to use your policy. Just keep in mind that filing a claim may affect your premium.”
avatar
Sophie Newman
Answered on Jul 26, 2021
Sophie Newman is a writer from California. Her hobbies include brewing her own kombucha, riding horses, and taking long road trips.
thumb-up

Did this answer help you?

Ask us a question by email and we will respond within a few days.
thumb-up

Have a different question?

You can meet us at our office and discuss the details of your question.

Read advice from car experts at Jerry

Easiest way to compare and buy car insurance

√
No long forms
√
No spam or unwanted phone calls
√
Quotes from top insurance companies
Find insurance savings — it's 100% free