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If I hit two cars in one collision, is that considered two separate accidents?

I made the mistake of looking at my phone for a few seconds and I hit a car, then bounced off and hit a second car. They're both owned by the same person. Is this considered one or two at-fault accidents?

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Shannon Martin · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“Since the two cars were damaged in the same collision, I would expect your insurance company to treat this incident as one at-fault accident.
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