If I hit two cars in one collision, is that considered two separate accidents?

I made the mistake of looking at my phone for a few seconds and I hit a car, then bounced off and hit a second car. They're both owned by the same person. Is this considered one or two at-fault accidents?

Answer
“Since the two cars were damaged in the same collision, I would expect your insurance company to treat this incident as one at-fault accident.
Once the claim is filed, you can expect your car insurance rate to rise upon renewal.
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Shannon Martin
Answered on Apr 29, 2021
Shannon is an expert in personal lines liability insurance with 13 + years of insurance industry experience. She also served as a special insurance liaison to AARP members for 6 of those years. She is a graduate of UL Lafayette and currently resides in NY with her family. Shannon is also an amateur juggler, ukulele player, and is a time travel paradox theory enthusiast.
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