“While it might be tempting to purchase the state-minimum insurance, don’t do it. It may not cover all of the other driver’s expenses, leaving you to foot the bill.
But you can find cheap car insurance that provides an adequate amount of coverage if you shop around. Aim for liability coverage limits of at least 50/100/50, and preferably 100/300/100. This will better protect you from any out-of-pocket expenses if you’re in an at-fault accident.”