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If I have liability insurance with Progressive, will it pay in the event that I total my car?

"Right now all that's wrong with it is a blown gasket, but if the motor goes and it's considered totaled, will the insurance company pay for it? I know insurance doesn't pay for routine repairs, but this would be in case of an accident."

avatar
Sophie Newman · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“If all you have is
liability car insurance
, it actually won’t cover anything that happens to your car in the event of an accident. This is because liability insurance is designed to protect other drivers if you’re at-fault for an accident.
If you want your insurance to cover repairs, you’ll need to purchase
comprehensive coverage
 and/or
collision insurance
.”
Types of InsuranceCar Insurance
View full answer 
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