If I have liability insurance with Progressive, will it pay in the event that I total my car?

Right now all that's wrong with it is a blown gasket, but if the motor goes and it's considered totaled, will the insurance company pay for it? I know insurance doesn't pay for routine repairs, but this would be in case of an accident.

Answer provided by
Sophie Newman
Answered on Jun 17, 2021
Sophie Newman is a writer from California. Her hobbies include brewing her own kombucha, riding horses, and taking long road trips.
“If all you have is liability car insurance, it actually won’t cover anything that happens to your car in the event of an accident. This is because liability insurance is designed to protect other drivers if you’re at-fault for an accident.
If you want your insurance to cover repairs, you’ll need to purchase comprehensive coverage and/or collision insurance. “

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