If I file a $2,100 claim, will this raise my car insurance premium?
It will cost over $2,000 to replace my car's damaged windshield. Will filing a claim raise my premium?
To replace your windshield, you’ll need to file a claim on your comprehensive coverage. A comprehensive claim will generally stay on your record for three years, and yes, it will impact your premium.
But considering the cost of replacing your windshield, it would still be worth filing a claim. A comprehensive claim can raise your rates by about $100 a year, on average. So over three years, you would pay an extra $300, which is far less than the cost of the windshield replacement.
Did this answer help you?
Ask us a question by email and we will respond within a few days.
Have a different question?
You can meet us at our office and discuss the details of your question.
Read advice from car experts at Jerry
Browse by topics
What others are asking
What happens if I skip a month's payment on my auto loan?
"I normally pay my car loan each month. But I had some other expenses and I'm going to struggle to pay for my car loan this coming month. What happens if I skip this month and just pay normally the next month?"
Jun 14, 2021
Can I get auto insurance on the same day that I'm getting my new Toyota Sienna?
The dealership says I'll need to provide proof of insurance when I pick up my van. What would be a good company? Can I get insurance on the day that I'm able to pick up my van?
May 21, 2021
Are there any hidden fees I should be aware of before taking out a car loan?
I'm trying to budget out the cost of financing a car. What hidden fees should I consider?
Mar 18, 2021