If I file a $2,100 claim, will this raise my car insurance premium?

It will cost over $2,000 to replace my car's damaged windshield. Will filing a claim raise my premium?

Answer
To replace your windshield, you’ll need to file a claim on your comprehensive coverage. A comprehensive claim will generally stay on your record for three years, and yes, it will impact your premium.
But considering the cost of replacing your windshield, it would still be worth filing a claim. A comprehensive claim can raise your rates by about $100 a year, on average. So over three years, you would pay an extra $300, which is far less than the cost of the windshield replacement.
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Carol Chung
Answered on Apr 12, 2021
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