If I damaged my Nissan Versa running over a curb, should I report it to my insurance company?
"The car is still drivable, and I don't want my premium to go up. What should I do?"
“If you intend to get the car fixed, you can get an estimate for how much the repairs will cost. This will help you determine whether or not filing a claim makes sense.
If you have collision insurance, then your company will cover the cost of repairs, minus your deductible. But if your deductible is less than the repair shop estimate, it probably isn’t worth it to go through insurance since you’ll have to pay out of pocket anyway and the reported accident might raise your rate.”
Did this answer help you?
Ask us a question by email and we will respond within a few days.
Have a different question?
You can meet us at our office and discuss the details of your question.
Let Jerry’s experts help you find savings on your car insurance!
No long forms or spam · Get quotes from 40+ carriers
Read advice from car experts at Jerry
Browse by topics
What others are asking
Can you be forced to pay for car insurance for adult children?
I have two adult children in my household. They both have a driver's license but they never drive my SUV. Can I be forced to pay for their car insurance anyway?
Apr 12, 2021
What are some good questions to ask a seller before buying a car?
I don’t want to miss anything important or end up regretting my purchase.
Apr 13, 2021
Why did my insurance rate increase after I turned 70?
Why is my insurance so expensive all of the sudden? I have been insured continuously since I was 16. I haven't had an accident in 10 years.
Jul 16, 2021