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If a car loan has been acquired with a cosigner, is the cosigner stuck with the loan if the primary signer dies?

It looks like I may soon be in this situation, as my brother is sick and I cosigned a car loan for him two years ago. If we lose him, am I still obligated to pay off the loan?

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Eric Schad · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“Yes, the cosigner is required to make payments if the primary borrower on the loan dies. However, you can often find ways around this situation if you’re not interested in taking on a car loan. Typically, the best plan of action is to refinance the vehicle (if you want to take control of the vehicle) or to sell it to help you pay off the car loan. “
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