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An SR22 filing
, or “”certificate of financial responsibility,”” is a form that the DMV requires when they want proof that you can be held financially responsible for an accident you cause. In most cases, you will get this form once you start an auto insurance
See if you can be added as a driver on your parents’ policy. If you still live in their household, this may be the less expensive way to get the certificate.
If not, then you will want to look into getting a non owners car insurance
policy until you save up enough money for your car.
A non owners policy will provide you with the state-mandated liability coverage
limits and allow an insurance carrier to present the SR22 form to the DMV. Once you purchase a car, this policy can be converted into a standard insurance policy. “