What should I do after getting in an accident while driving for Uber?

I was in a not-at-fault accident while I was ubering without any ride-sharing coverage. What should I do? Will the other party’s insurance company still pay for the repairs?

Answer
After getting in a car accident while driving for Uber, the firsts things you should do are make sure everyone is safe, call the police, and request paramedics if necessary.
Once the scene is safe, you should report the accident to Uber via their app or by calling them. Additionally, according to Uber, there is no need to report to your personal car insurance company.
Because you were not at fault, the other party’s insurance should cover the entire repair cost, even if you do not have rideshare insurance. Once you have accepted a passenger trip, you also have uninsured/underinsured motorist bodily injury coverage through Uber.
Using your vehicle for rideshare programs like Uber is a great way to make money, but doing so without rideshare insurance is risky and it is worthwhile to have on your policy to avoid being left without coverage.
If you are looking for a car insurance policy with rideshare coverage or just want to save money on your car insurance, you should download Jerry. A licensed broker that offers end-to-end support, the Jerry app gathers affordable quotes, helps you switch plans, and will even help you cancel your old policy. The average Jerry driver saves $879 a year on car insurance!
Jack Walsh
Answered on Oct 21, 2021
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