I can't afford state-minimum auto insurance, but do I have any alternatives?

I was involved in an accident where I was at fault. When it came time to renew my policy, I shopped around and the cheapest policy I could find was $300 a month. I can't afford that. Do I have any other alternatives?

Apr 22, 2021
Answer provided by
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Eric Schad
Answered at Apr 22, 2021
“Unfortunately, in most states, if you can’t afford car insurance, you can’t drive. Driving without car insurance is illegal in all but 48 states.
If you live in New Hampshire or Virginia, you can technically drive without car insurance, but you’ll have to pay for damages if you’re in an accident. Since you can’t afford $300 a month, chances are you’ll go bankrupt if you drive in one of these states and get into an accident without insurance.
Public transportation or a bicycle are your best alternatives here. However, you should still check out the free Jerry car insurance app periodically to see if you can find better rates.”
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