I am carrying the recommended limits on my auto policy. How come I still need to pay out of pocket for this accident?
"The limits I carry on my auto policy are 100/300/50, which my agent recommended to me at the time. I skidded off the ice and slammed into the corner of my neighbor's house.
They say it will cost $150,000 to repair, but my policy will only cover $50,000! I thought I was appropriately covered."