How will my insurance company know that I am a student?

Do I have to tell my insurance company I am a student or do they automatically know? I just realized I never told my insurance company that I am a college student. I want to make sure the rate of my policy is as low as possible.

Answer provided by
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Shannon Martin
Answered on Jul 12, 2021
Shannon is an expert in personal lines liability insurance with 13 + years of insurance industry experience. She also served as a special insurance liaison to AARP members for 6 of those years. She is a graduate of UL Lafayette and currently resides in NY with her family. Shannon is also an amateur juggler, ukulele player, and is a time travel paradox theory enthusiast.
“If you haven’t advised your insurance company that you are a full-time student, they don’t know. But don’t worry, this is something you can update right away!
Here are a few discounts to review with your carrier to ensure you are getting the lowest rate possible:
  • Good student discount
  • Driver training discount
  • Defensive driver discount
  • Safety features
  • Sorority/Fraternity affiliations”
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