How will my insurance company know that I am a student?

Do I have to tell my insurance company I am a student or do they automatically know? I just realized I never told my insurance company that I am a college student. I want to make sure the rate of my policy is as low as possible.

Answer provided by
Shannon Martin
Answered on Jul 12, 2021
Shannon is an expert in personal lines liability insurance with 13 + years of insurance industry experience. She also served as a special insurance liaison to AARP members for 6 of those years. She is a graduate of UL Lafayette and currently resides in NY with her family. Shannon is also an amateur juggler, ukulele player, and is a time travel paradox theory enthusiast.
“If you haven’t advised your insurance company that you are a full-time student, they don’t know. But don’t worry, this is something you can update right away!
Here are a few discounts to review with your carrier to ensure you are getting the lowest rate possible:
  • Good student discount
  • Driver training discount
  • Defensive driver discount
  • Safety features
  • Sorority/Fraternity affiliations”

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