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How will I know if my car has gap insurance?
I’ve paid off my car, I’m trying to make sure I’m saving money where I can. I don’t think I need gap insurance anymore. How can I check if I still have it?
Lauren Smith · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Congrats on paying off your car!
Gap insurance
is short for guaranteed asset protection, and it typically covers people who are still paying off or leasing their cars. To check to see if you still have gap insurance, look at your policy details. You can find this through your provider’s online portal, or you can call your provider to check.
If you find you do still have gap insurance, you can cancel it the next time your policy is up for renewal. If that’s still a while from now, you may be eligible for a refund on your
gap insurance
, so check with your insurance contract. If you want to find other ways to save money you can start by comparing quotes on car insurance with
Jerry
. Jerry pulls quotes from over 50 top companies in under a minute and delivers the best deals right to your phone. No long forms. No calling around. Just savings. View full answer
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