How will I know if my car has gap insurance?

I’ve paid off my car, I’m trying to make sure I’m saving money where I can. I don’t think I need gap insurance anymore. How can I check if I still have it?

Congrats on paying off your car!
Gap insurance is short for guaranteed asset protection, and it typically covers people who are still paying off or leasing their cars.
To check to see if you still have gap insurance, look at your policy details. You can find this through your provider’s online portal, or you can call your provider to check.
If you find you do still have gap insurance, you can cancel it the next time your policy is up for renewal. If that’s still a while from now, you may be eligible for a refund on your gap insurance, so check with your insurance contract.
If you want to find other ways to save money you can start by comparing quotes on car insurance with Jerry. Jerry pulls quotes from over 50 top companies in under a minute and delivers the best deals right to your phone. No long forms. No calling around. Just savings.
Lauren Smith
Answered on Nov 11, 2021
Lauren has written for World Nomads, the Matador Network, Korvia Consulting, and once upon a time Three Fates Games. She graduated from Columbia College of Chicago with a BFA in Creative Writing. After graduating, she moved overseas and lived in South Korea where she spent her free time traveling and going on road trips with friends. She misses the rest stop potatoes and is trying to figure out how to recreate them at home. She's now based outside of Chicago and when she's not writing she spends her free time reading, playing video games, and exploring whenever she can.

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