How to reduce my car insurance premium?

After adding my son to our family auto insurance policy, I noticed that our insurance premium has gotten a little out of budget. Are there any good tips to reduce a car insurance premium?

Answer
It makes sense that you noticed a jump in your car insurance premiums. Adding a driver will always raise your car insurance rates—especially if that driver is a teenager—but there are some ways to save some money.
First, look for discounts from your current provider. Most providers offer discounts based on different factors, so you may be able to save some money by finding discounts for which you qualify. Common discounts include:
  • Bundling multiple vehicles on the same policy
  • Bundling multiple insurance products (like home and auto)
  • Good student discounts (discounts for students under 25 who maintain a B average or higher)
  • Defensive driving discounts
  • Telematics discounts
If those discounts still don’t lower your premiums to a rate that you like, you can shop around for a new policy. The car insurance experts on the Jerry app can help!
Jerry will collect quotes from up to 50 providers in just minutes. You can compare rates for the same policy from different carriers to find a price that works for you. Once you make your choice, Jerry will take care of the rest. Average Jerry users save $879 on car insurance.
Carlos Kirby
Answered on Nov 09, 2021
Carlos has a BA in Media Production and Marketing from Loyola University of Chicago, as well as almost 5 years of content editing and writing experience. He has operated his own freelance creative studio over the past 5 years and aspires to be a Creative Director for an Creative Agency. He is currently located in Chicago, IL and enjoys creating digital art and taking bike rides along the lakefront during his free time!
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