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How to put a hold on car insurance?
My insurance rate this past year has climbed a little higher than I expected. Is there any way to put a hold on car insurance?
Carlos Kirby · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
We’re sorry to hear that your rates got more expensive. Unfortunately, most states require car insurance, so it’s not as simple as putting a policy on hold if you want to keep driving.
To lower your rates, It is possible to reduce your coverage on an insurance policy to pay less for insurance. If you have full coverage insurance, you may be able to reduce your coverage to your state’s minimum
liability insurance
, but keep in mind that this will not cover you if you’re at fault in an accident. Another way to save money and lower your premiums is by shopping around to compare multiple insurance policies to see where you can get the best rate. The insurance broker app
Jerry
makes this easy. Jerry will present you quotes from up to 50 providers in just minutes. You can compare rates on the same coverage from different providers, so you can find a policy that meets your needs at the price you want. Average Jerry users save $879 per year on car insurance.
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- Gregory R.
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
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