How to pay less for car insurance?

My daughter is a couple of months from driving, but I’m worried about how expensive it will be to insure her. My payments are so expensive already. I could use a way to lower my rates to prepare for her arrival on the driving scene. How can I pay less for car insurance?

Answer
Insuring young drivers can be very expensive! Fortunately, you can find ways to save on car insurance by comparing quotes online with multiple companies, asking about common insurance discounts, or adjusting your current coverage.
You can shop for new companies online. The easiest way to do this is by using the number one rated car insurance app, Jerry. Jerry compares personalized quotes from the top 50 providers, including Nationwide, Allstate, and Travelers, and delivers the best deals to your phone in minutes for free. The average Jerry driver saves $879 a year on car insurance!
Once you feel confident in your company of choice, your daughter might qualify for some discounts, such as a discount for:
You can also ask your insurance company about discounts for multiple cars or bundling your home and auto policies together.
If after all of that you’re still looking for ways to save, evaluate your current coverage. You might have types of insurance that you don’t necessarily need, like gap insurance. You can also look into increasing your deductibles, which lowers your monthly premium. Keep in mind that if you get into an accident, you have to pay your higher deductible before insurance will cover the costs for repairs.
Best of luck with your new driver in the home!
Will Baldwin
Answered on Nov 03, 2021
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