How to not renew car insurance?

I’m thinking about switching insurance providers at the end of December, but I want to wait for my policy to run out. How can you elect to not renew your insurance policy?

The easiest way to cancel your policy at its renewal date is by contacting your local insurance agent. Some insurers may require a formally signed cancellation notice, however, some may facilitate your policy’s cancellation directly over the phone.
Ask your agent about the cancellation process and be sure to download or save any documents regarding the cancellation of your policy.
You can also mail or fax a cancellation letter to your local insurance agent or the company itself. Be sure to include the following in your letter or fax:
  • The date
  • Your name
  • Policy number
  • Requested cancellation date
Before you cancel your policy, it’s important to have another policy lined up. Drivers are legally required to carry minimum liability insurance in most states, so it’s important that you have coverage before you get back on the road.
The best way to look for a new policy is by shopping with Jerry. Jerry will present you with quotes from up to 50 providers so you can compare rates and choose one that works for you. Once you find a policy, Jerry will handle the phone calls, paperwork, and renewals for your top pick. Better yet—Jerry will even cancel your old policy for you!
Carlos Kirby
Answered on Nov 09, 2021
Carlos has a BA in Media Production and Marketing from Loyola University of Chicago, as well as almost 5 years of content editing and writing experience. He has operated his own freelance creative studio over the past 5 years and aspires to be a Creative Director for an Creative Agency. He is currently located in Chicago, IL and enjoys creating digital art and taking bike rides along the lakefront during his free time!

Did this answer help you?

Ask us a question by email and we will respond within a few days.

Have a different question?

You can meet us at our office and discuss the details of your question.
Let Jerry’s experts help you find savings on your car insurance!
No long forms or spam · Get quotes from 40+ carriers
Find insurance savings (100% Free)
rating primary
4.7/5 Rating on App Store

Easiest way to compare and buy car insurance

No long forms
No spam or unwanted phone calls
Quotes from top insurance companies
Find insurance savings — it's 100% free