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How to lower your car insurance as a new driver?

I’m 16 and I’ve just gotten my license. My parents told me I could get my own car if I help pay for insurance (I am on their policy). How can I help lower the cost of insurance?

avatar
Lauren Smith · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Congratulations on getting your license! There are a few things you can do to lower the cost of your family’s policy. If you earn a B average or above in school, you can qualify your family for a good student discount and potentially save them up to 25%.
Other
discounts
for your parents to check out include:
  • Good Driver Discount
  • Defensive Driver Discount
  • Anti-theft
    Discount
  • Bundling
    Discount
  • E-billing Discount
  • Paid-in-full Discount
Another good way to reduce the cost of car insurance is to
compare quotes online
.
Jerry
can help your family compare quotes from up to 50 top providers. Chances are that a better deal is out there for the exact same coverage.
View full answer 
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