How to lower your car insurance as a new driver?

I’m 16 and I’ve just gotten my license. My parents told me I could get my own car if I help pay for insurance (I am on their policy). How can I help lower the cost of insurance?

Answer
Congratulations on getting your license! There are a few things you can do to lower the cost of your family’s policy. If you earn a B average or above in school, you can qualify your family for a good student discount and potentially save them up to 25%.
Other discounts for your parents to check out include:
  • Good Driver Discount
  • Defensive Driver Discount
  • Anti-theft Discount
  • Bundling Discount
  • E-billing Discount
  • Paid-in-full Discount
Another good way to reduce the cost of car insurance is to compare quotes online. Jerry can help your family compare quotes from up to 50 top providers. Chances are that a better deal is out there for the exact same coverage.
Lauren Smith
Answered on Nov 10, 2021
Lauren has written for World Nomads, the Matador Network, Korvia Consulting, and once upon a time Three Fates Games. She graduated from Columbia College of Chicago with a BFA in Creative Writing. After graduating, she moved overseas and lived in South Korea where she spent her free time traveling and going on road trips with friends. She misses the rest stop potatoes and is trying to figure out how to recreate them at home. She's now based outside of Chicago and when she's not writing she spends her free time reading, playing video games, and exploring whenever she can.
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