How to lower car insurance with GEICO?

I just added my teenage brother onto my GEICO car insurance policy, and, of course, my rates have gone up. What is the best way to get lower rates through GEICO?

Answer
Insuring a teen driver is inherently costly, but you can save money on your GEICO insurance by asking about discounts.
Here are some discounts from GEICO that your brother may be eligible for:
  • Good student: for full-time students who earn at least a B average in school
  • Good driver: for drivers who haven’t been in an accident in the last five years
  • Membership discounts: for members of certain fraternities, sororities, honor societies, universities, or student organizations
  • Driver’s education: for young drivers who successfully complete a driver’s education course
  • Defensive driving: for drivers who successfully complete a defensive driving course
Common discounts are also available if:
  • Your car has advanced safety features
  • You bundle multiple policies with GEICO
  • You insure more than one car with GEICO
If you are still struggling to lower your rates with a teen driver, then it may be time to shop for a lower rate using the Jerry app. In less than 45 seconds, Jerry collects all of your information from your existing insurer. Choose from competitive quotes from up to 50 top insurance companies and Jerry takes care of the rest—securing your new policy and helping you cancel your old one.
Carlos Kirby
Answered on Nov 08, 2021
Carlos has a BA in Media Production and Marketing from Loyola University of Chicago, as well as almost 5 years of content editing and writing experience. He has operated his own freelance creative studio over the past 5 years and aspires to be a Creative Director for an Creative Agency. He is currently located in Chicago, IL and enjoys creating digital art and taking bike rides along the lakefront during his free time!
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