How to lower car insurance for first time drivers?

My son and daughter are about to get their own cars, but I know my monthly rates are about to skyrocket. Are there any good ways to get lower car insurance for first-time drivers?

Answer
The best way to save on car insurance for first-time drivers is to keep them on an existing policy. This will allow you to take advantage of multi-vehicle discounts.
Here are some other ways to help you secure lower rates for your new drivers:
  • Defensive driving courses: Many insurers offer lower rates for drivers who complete a state-approved defensive driving course.
  • Discounts: Ask your insurer what discounts they offer. Many provide lower rates in exchange for paying your premium in full upfront, going paperless, and even for students maintaining a good average in their studies—and they’re often stackable.
  • Shop around: Insurance rates can vary dramatically between companies, so compare at least three companies before signing up for a policy.
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It takes just 45 seconds to sign up and Jerry will compare rates from dozens of different insurers to find the best deals. And when you’re ready to switch, Jerry will handle the paperwork and even help you cancel your old policy.
The average Jerry uses saves $879 per year on car insurance!
Carlos Kirby
Answered on Nov 01, 2021
Carlos has a BA in Media Production and Marketing from Loyola University of Chicago, as well as almost 5 years of content editing and writing experience. He has operated his own freelance creative studio over the past 5 years and aspires to be a Creative Director for an Creative Agency. He is currently located in Chicago, IL and enjoys creating digital art and taking bike rides along the lakefront during his free time!
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