How to lower car insurance for first time drivers?
My son and daughter are about to get their own cars, but I know my monthly rates are about to skyrocket. Are there any good ways to get lower car insurance for first-time drivers?
for first-time drivers is to keep them on an existing policy. This will allow you to take advantage of multi-vehicle discounts.
Here are some other ways to help you secure lower rates for your new drivers:
Defensive driving courses: Many insurers offer lower rates for drivers who complete a state-approved defensive driving course.
Discounts: Ask your insurer what discounts they offer. Many provide lower rates in exchange for paying your premium in full upfront, going paperless, and even for students maintaining a good average in their studies—and they’re often stackable.
Shop around: Insurance rates can vary dramatically between companies, so compare at least three companies before signing up for a policy.
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.