How to get insurance before you buy a car?

I want to get insurance before buying a car—I’m currently shopping around for a new vehicle, and I want to make sure I’m all set to drive it out of the lot. Is that possible?

Answer
Congrats on your imminent new ride! Technically, the answer is yes—you are able to purchase car insurance before you purchase a vehicle. However, you need to make sure you have your new vehicle’s information to insure it.
If you’re still shopping around, you don’t need to worry about insurance yet. However, if you know the specific vehicle you want to buy, contact your local dealership for the car’s necessary information. You’ll want to know the car’s:
  • Vehicle identification number (VIN)
  • Current mileage
  • Make
  • Model
  • Trim level
  • History
After that, you can start comparing car insurance quotes. To do this easily, check out the Jerry app—we’ll get you personalized quotes from top providers, so all you need to do is pick the plan that works best for you. And once you’ve chosen one, we’ll help you switch, too!
Once you’ve paid for your plan, you will receive your insurance card and a policy confirmation that you can use as proof of insurance when you purchase your car. And that’s all you need to do!
Enjoy your new ride, and happy shopping!
Carlos Kirby
Answered on Nov 12, 2021
Carlos has a BA in Media Production and Marketing from Loyola University of Chicago, as well as almost 5 years of content editing and writing experience. He has operated his own freelance creative studio over the past 5 years and aspires to be a Creative Director for an Creative Agency. He is currently located in Chicago, IL and enjoys creating digital art and taking bike rides along the lakefront during his free time!
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