How to get driver’s insurance without a car?

I just got my license because I’m going to need to drive for my job. I won’t be getting my own car, though. How can I get driver’s insurance without a car?

Answer
You’re going to want to talk to the owner of the cars you drive. Generally, car insurance follows the car, not the driver, so you should be covered by the owner’s insurance. If it’s for work, you should check and see if your work has insurance in place for you already.
Otherwise, you can look into getting non-owner car insurance. Non-owners insurance would give you extra security when you drive. If you get in an accident that costs more than the car’s liability limits, this coverage would kick in to supplement it.
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Lauren Smith
Answered on Nov 11, 2021
Lauren has written for World Nomads, the Matador Network, Korvia Consulting, and once upon a time Three Fates Games. She graduated from Columbia College of Chicago with a BFA in Creative Writing. After graduating, she moved overseas and lived in South Korea where she spent her free time traveling and going on road trips with friends. She misses the rest stop potatoes and is trying to figure out how to recreate them at home. She's now based outside of Chicago and when she's not writing she spends her free time reading, playing video games, and exploring whenever she can.
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