How to get cheap car insurance as an 18 year old?

I'm about to turn 18 at the beginning of the school year and would like to consider buying a car. How can you get cheap car insurance at this age?

Answer
It’s true that the youngest drivers pay the highest insurance rates out of any age group. Still, you’re in luck—shopping around for quotes with multiple insurance companies and applying for discounts can make it easier to secure cheap car insurance as a teen.
To compare quotes, use a free virtual service like Jerry. You’ll be able to compare dozens of competitive quotes for your coverage level to see the lowest rates available in your area. If you find a great policy, Jerry will handle all the paperwork and phone calls for you!
In speaking of coverage, minimum or liability-only coverage will cost you much less than a full-coverage policy, but be aware that this will only cover damage to other cars and drivers.
Whatever provider you go with, be sure to apply for discounts to make payments more affordable. You may be eligible for:
Of course, the cheapest option for you would be to join a parent’s policy. If this isn’t an option for you, though, the above options should help you on your way to finding the best rates possible.
Carlos Kirby
Answered on Nov 04, 2021
Carlos has a BA in Media Production and Marketing from Loyola University of Chicago, as well as almost 5 years of content editing and writing experience. He has operated his own freelance creative studio over the past 5 years and aspires to be a Creative Director for an Creative Agency. He is currently located in Chicago, IL and enjoys creating digital art and taking bike rides along the lakefront during his free time!
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