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How to get cheap car insurance as an 18 year old?

I'm about to turn 18 at the beginning of the school year and would like to consider buying a car. How can you get cheap car insurance at this age?

avatar
Carlos Kirby · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
It’s true that the youngest drivers pay the highest insurance rates out of any age group. Still, you’re in luck—shopping around for quotes with multiple insurance companies and applying for discounts can make it easier to secure
cheap car insurance
as a teen.
To compare quotes, use a free virtual service like
Jerry
. You’ll be able to compare dozens of competitive quotes for your coverage level to see the lowest rates available in your area. If you find a great policy, Jerry will handle all the paperwork and phone calls for you!
In speaking of coverage, minimum or liability-only coverage will cost you much less than a full-coverage policy, but be aware that this will only cover damage to other cars and drivers.
Whatever provider you go with, be sure to apply for discounts to make payments more affordable. You may be eligible for:
Of course, the cheapest option for you would be to join a parent’s policy. If this isn’t an option for you, though, the above options should help you on your way to finding the best rates possible.
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WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

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