How to explain car accidents to insurance?

I got into a fender bender last weekend, and I haven't reported anything to my car insurance yet. What is the best way to explain a car accident to your insurance company?

Answer
Sorry to hear about your accident!
The best way to explain a car accident to your car insurance company is to be open and honest with them. Fabricating details can flag your claim for fraud or delay the settlement process.
When recalling an accident, you need to communicate the following:
  • Which vehicle was damaged
  • Driver of the vehicle
  • Geographic location and time of the accident
  • Description of accident and severity of damage
  • Name and insurance information of the other driver
  • Name and contact info of witnesses and other passengers
The agent will provide you with a claim number. Save this number, as well as the agent’s name, for your records.
If you have further questions about making a claim on your car insurance, get help from the insurance experts at Jerry!
Jerry’s friendly agents are here to answer your questions and provide advice on the best coverage options. If you find that you need new coverage, Jerry can help with that too! Jerry will search for rates from up to 50 providers in under a minute. Find a policy that works for you, and Jerry takes care of all of the changeover, paperwork, and phone calls.
Carlos Kirby
Answered on Nov 09, 2021
Carlos has a BA in Media Production and Marketing from Loyola University of Chicago, as well as almost 5 years of content editing and writing experience. He has operated his own freelance creative studio over the past 5 years and aspires to be a Creative Director for an Creative Agency. He is currently located in Chicago, IL and enjoys creating digital art and taking bike rides along the lakefront during his free time!
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