How to afford car insurance for a teenager?

My boys are about to turn 16 in a couple months, and it will be time for them to start driving. How can you make auto insurance affordable for teens?

Considering the high prices required to insure young drivers, looking to buy insurance for your boys might seem stressful. However, you’re more likely to find affordable car insurance for teenagers if you choose the right provider and take advantage of discounts.
Some providers charge more affordable rates for young drivers than others—do some comparison shopping to find out the rates available in your area.
From there, there are multiple car insurance discounts geared toward teen drivers, including:
Good grades: Students who maintain at least a B average (3.0 GPA) are entitled to an auto insurance discount. Simply submit a report card to your insurer and you can save up to 25%.
Defensive driving: Your teen can help the family by completing a defensive driving course or driver training course. Show your insurer your child’s certificate of completion for a qualifying class to get the discount.
If your boys head off to college in a few years, you can apply for a student away at school discount to get a reduced rate for when they’re on campus and only using their cars infrequently.
If you are looking for other great ways to save on your teens’ car insurance policy, the Jerry app is a good place to start. A licensed broker, Jerry does all the hard work for you—from gathering competitive quotes from dozens of top insurers to helping you switch policies.
Carlos Kirby
Answered on Nov 04, 2021
Carlos has a BA in Media Production and Marketing from Loyola University of Chicago, as well as almost 5 years of content editing and writing experience. He has operated his own freelance creative studio over the past 5 years and aspires to be a Creative Director for an Creative Agency. He is currently located in Chicago, IL and enjoys creating digital art and taking bike rides along the lakefront during his free time!

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