How to afford car insurance for a teenager?
My boys are about to turn 16 in a couple months, and it will be time for them to start driving. How can you make auto insurance affordable for teens?
Considering the high prices required to insure young drivers, looking to buy insurance for your boys might seem stressful. However, you’re more likely to find affordable car insurance for teenagers if you choose the right provider and take advantage of discounts.
Some providers charge more affordable rates for young drivers than others—do some comparison shopping to find out the rates available in your area.
From there, there are multiple car insurance discounts geared toward teen drivers, including:
Good grades: Students who maintain at least a B average (3.0 GPA) are entitled to an auto insurance discount. Simply submit a report card to your insurer and you can save up to 25%.
Defensive driving: Your teen can help the family by completing a defensive driving course or driver training course. Show your insurer your child’s certificate of completion for a qualifying class to get the discount.
If your boys head off to college in a few years, you can apply for a student away at school discount to get a reduced rate for when they’re on campus and only using their cars infrequently.
If you are looking for other great ways to save on your teens’ car insurance policy, the Jerry app is a good place to start. A licensed broker, Jerry does all the hard work for you—from gathering competitive quotes from dozens of top insurers to helping you switch policies.
Did this answer help you?
Ask us a question by email and we will respond within a few days.
Have a different question?
You can meet us at our office and discuss the details of your question.
Read advice from car experts at Jerry
Browse by topics
What others are asking
How are a cosigner and a co-borrower different on a car loan?
I want to get a car loan, but my credit isn't great. My credit union said I should look for a cosigner or co-borrower, but I'm not sure what those terms mean. What's the difference?
Nov 04, 2021
How soon should I report a car accident to insurance?
I got into a little fender bender last evening, took the other driver's info, and we both drove off. How soon should I report this accident to insurance?
Nov 04, 2021
How do I add a car to Allstate insurance online?
I want to add a car to our Allstate insurance plan, but I don't want to call them. How can I add a car online?
Nov 04, 2021