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How to afford car insurance at 17?

Is there an easy way to afford car insurance at 17? It's really expensive, but my parents said they'd buy me a car if I get the insurance.

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Joshua Levy · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Learning to drive and getting your first car is exciting! While
car insurance
is expensive for young drivers, the best way to make it more affordable is to have yourself added to a family insurance policy.
Individual policies for teen drivers can cost thousands of dollars more than a family policy. Start by talking to your parents about getting on their plan.
Apart from that, here are a few steps you can take to make a teen insurance policy more affordable:
  • Compare quotes from at least three providers before settling
  • Track your driving for a safe driver discount
  • Take a defensive driving course for potential discounts
  • Maintain a high GPA for a good student discount
  • Keep a clean driving record
Since your car insurance premium is heavily dependent on your [driving history], providers can’t assess young drivers’ risk levels. Unfortunately, that means that you’ll be stuck with a relatively high premium for the next few years.
Another great way to make sure you have a relatively low rate is to explore your coverage options with
Jerry
. A licensed broker, the Jerry app helps you find and compare competitive quotes from top insurance providers for free!
View full answer 
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

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