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How soon does renters insurance take effect?
I’m moving into my first apartment soon. The property manager said I’d need to provide proof of renters insurance on move-in day. I completely forgot and I’m moving in two days. How soon can renters insurance take effect?
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Congratulations on the new apartment! Luckily, most renters policies take effect the same or next day after purchase.
While some insurance companies allow same-day coverage for renters insurance, most property insurance requires you to purchase a policy at least a day in advance. Since you have two days, you can purchase a
renters policy
today or tomorrow and have it effective on your move-in date. You’ll want to start requesting quotes from insurance companies as soon as possible. Most companies allow you to request and purchase quotes online through their websites. If you have
car insurance
, check if your provider offers renters insurance. Typically, you can get a bundling discount for having multiple policies. If you want cheap renters insurance quotes fast, go to
Jerry
. A licensed broker that offers end-to-end support, the Jerry app gathers affordable quotes from top insurance providers in seconds. Once you’ve made your pick, Jerry handles all the paperwork, so you don’t have to. MORE: Does renters insurance cover mold?
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- Gregory R.
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
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