How soon can I make a claim after purchasing home insurance?

I'm in the process of getting a new homeowners policy. How soon can I file a claim on this policy?

You can file a claim immediately after the homeowners insurance becomes effective, as long as it’s due to an event that occurred after the policy came into effect. For example, if you have a fire in your home on January 15 and start a new homeowners policy on January 16, the fire is not going to be covered. Insurance companies will investigate claims thoroughly if they are made not long after a policy starts to avoid fraud.
Alexah Grinnell
Answered on Mar 05, 2021
Alexah Grinnell has been working in the insurance industry for 5 years with a primary focus of coverage consulting in the sales department. She has been working for Jerry Insurance since July of 2019 and has also has experience working for AAA and State Farm. She currently lives in Rochester, NY with her husband and 3 kids

Did this answer help you?

Ask us a question by email and we will respond within a few days.

Have a different question?

You can meet us at our office and discuss the details of your question.

Read advice from car experts at Jerry

Easiest way to compare and buy car insurance

No long forms
No spam or unwanted phone calls
Quotes from top insurance companies
Find insurance savings — it's 100% free