How reliable is a Jaguar XF?

I’ve always heard that luxury cars have more issues, so I wanted to know—is the Jaguar XF as reliable as an everyday car?

Tiffany Leung · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
The reliability of luxury cars depends on the particular model, and sometimes even the individual car! The Jaguar XF is a moderately reliable car with a reliability rating of 3.0 out of 5.0. This is lower when compared to other luxury mid-size cars.
With an average rating, the overall ownership cost of a Jaguar XF can get quite high. The average annual cost of repairs and maintenance alone will add $1,066 to your cost, compared to an average of $739 for other luxury mid-size cars. This could be due to the car having a higher chance of unscheduled repairs each year.
That being said, you can minimize the number of unscheduled repairs by following the recommended maintenance schedule. This applies to any car that you drive! When owners don’t bring their cars in for regular maintenance, minor issues can turn into major issues and become costly to fix.
If you are looking for a luxury car with a higher reliability rating, you can also consider:
The overall ownership cost for luxury cars is high, but you can still find affordable
car insurance
with the coverage you need! The
app scans quotes from over 50 top-tiered insurance companies so that you get access to the best deals. The average user saves $887 per year.
View full answer 
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

Join 4M+ members in lowering their car insurance

Browse By Topics

Easiest way to compare and buy car insurance

No long forms
No spam or unwanted phone calls
Quotes from top insurance companies
Find insurance savings — it's 100% free