How reliable are Internet-based insurance companies?

I want to find cheaper car insurance and there are a lot of Internet-based car insurance companies coming up. Their rates are low, but are they as good as traditional insurance carriers? Should I just stick to bigger companies?

Answer
“While there has been an increase in smaller insurance companies that are Internet-based, there are quite a few that are owned by larger parent companies. For example, Allstate and Liberty Mutual are both companies with smaller subsidiaries.
Besides Internet-based companies, smaller regional companies exist as well. While they may not be familiar names, they can provide lower rates. As long as these companies provide you with the coverage you require, being insured with them should be no different than being insured with a larger company.
If you find a cheap car insurance rate, it’s important to research the company offering it. You want to find the best fit for you. By comparison shopping with a mix of small and large companies, you should be able to find an affordable rate with a company you trust. “
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Emily Maracle
Answered on Apr 21, 2021
Emily Maracle is a car insurance specialist living in New York. Originally from the Pacific Northwest, she has a degree in English Literature and a background in customer service. She enjoys cooking, gardening, and living sustainably. In the future, she can't wait to upgrade to a hybrid or electric car.
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