How old do you need to be to be insured on any car?

Can a teenager have their own car insurance policy? I'm 17 and just got my learner's permit. How old do I need to be to be insured on any car? I'll be driving my parents' car mostly.

“The only age requirement that exists for car insurance policies is that you are legally able to drive and hold a license or permit.
In some states, you would only need to be 15, as that would be the age that you’re able to get your learner’s permit. In other states, you aren’t able to drive until 16 or 17.
Since you’re 17 and have recently got your learner’s permit, you’d be able to be insured on any vehicle.
With that said, some insurance companies do have limits on drivers with learner’s permits. You likely won’t be able to get your own policy until you have your full license. But being added to your parents’ policy will be no issue—and will save you money in the interim.
Shop around when it comes time to price your own policy. The Jerry app can help. A licensed broker that offers end-to-end support, the Jerry app gathers affordable quotes, helps you switch plans, and will even help you cancel your old policy.”
Emily Maracle
Answered on Nov 23, 2021
Emily Maracle is a car insurance specialist living in New York. Originally from the Pacific Northwest, she has a degree in English Literature and a background in customer service. She enjoys cooking, gardening, and living sustainably. In the future, she can't wait to upgrade to a hybrid or electric car.

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