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How often should you shop for car insurance?

Should I be shopping for car insurance more often? I've had the same insurance policy for a while, and I was just wondering if it’s a good idea to look around for something new. I feel like there might be better options that I don’t know about.

avatar
Liz Jenson · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“It’s completely up to you to decide how often you shop for car insurance. But it’s a good idea to shop around every year if you want to get the best rates!
Insurance companies constantly adjust prices, so your rate can change a lot from year to year. By shopping around regularly, you can save money and learn about other options out there.
Here are a few ways to be smart about your shopping:
  • If you like your current insurer, you can ask about any discounts that you may qualify for.
  • Make sure you’re only buying
    the coverage you need
    .
  • Shop around online
     to see if you’re eligible for better rates.
  • Compare quotes from different insurers to find the lowest rates.
A great way to find and compare competitive car insurance rates is
the Jerry app
. Jerry can help you gather quotes from over 50 top companies for free. If you do find a better rate, Jerry will even help you buy a new plan and cancel your old policy!”
MORE:
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