How often should I be changing car insurance companies?
I have been with my current insurance company for three years. How often are you supposed to change car insurance companies?
While no set rule exists about when you should change your car insurance company, shopping around is highly recommended every six to 12 months.
Moreover, car insurance companies change their rates often. Rates can increase and decrease over time depending on where you live and a variety of other factors. By shopping around every policy term, you can get the best rate for the coverage you require.
Since you’ve been insured continuously for a considerable amount of time, you may be able to find a better rate with another company. You can request car insurance quotes online to see what other rates are available to you.
This will give you the ability to compare rates across multiple companies. If you find a lower rate that matches the coverage you need, you should make the switch!
If you’re looking for a new insurance company, Jerry can provide you with competitive quotes in under a minute. Swapping is just as effortless. Jerry takes care of all the paperwork and phone calls and even cancels your old policy on your behalf—oh, and it’s free!
Did this answer help you?
Ask us a question by email and we will respond within a few days.
Have a different question?
You can meet us at our office and discuss the details of your question.
Read advice from car experts at Jerry
Browse by topics
What others are asking
How do I change my name on a car loan?
I got married a couple weeks ago, and I'm in the process of changing my name to match my wife's on my different accounts. I've gotten all the big ones—but how do I change my name on a car loan?
Oct 19, 2021
How can you tell if your car has suspension problems?
Is there any way to tell if your car has suspension problems? I gave my friend a ride and she said that I should get it checked out.
Oct 20, 2021
How long do I have to insure my new car?
I am buying a new car. I'm trying to find cheap car insurance, so I don't want to insure it right away. How long do I have before I need insurance?
Oct 20, 2021