How often should I be changing car insurance companies?

I have been with my current insurance company for three years. How often are you supposed to change car insurance companies?

Answer
While no set rule exists about when you should change your car insurance company, shopping around is highly recommended every six to 12 months.
Moreover, car insurance companies change their rates often. Rates can increase and decrease over time depending on where you live and a variety of other factors. By shopping around every policy term, you can get the best rate for the coverage you require.
Since you’ve been insured continuously for a considerable amount of time, you may be able to find a better rate with another company. You can request car insurance quotes online to see what other rates are available to you.
This will give you the ability to compare rates across multiple companies. If you find a lower rate that matches the coverage you need, you should make the switch!
If you’re looking for a new insurance company, Jerry can provide you with competitive quotes in under a minute. Swapping is just as effortless. Jerry takes care of all the paperwork and phone calls and even cancels your old policy on your behalf—oh, and it’s free!
Emily Maracle
Answered on Oct 20, 2021
Emily Maracle is a car insurance specialist living in New York. Originally from the Pacific Northwest, she has a degree in English Literature and a background in customer service. She enjoys cooking, gardening, and living sustainably. In the future, she can't wait to upgrade to a hybrid or electric car.
thumb-up

Did this answer help you?

Ask us a question by email and we will respond within a few days.
thumb-up

Have a different question?

You can meet us at our office and discuss the details of your question.
Let Jerry’s experts help you find savings on your car insurance!
No long forms or spam · Get quotes from 40+ carriers
Find insurance savings (100% Free)
rating primary
4.7/5 Rating on App Store

Easiest way to compare and buy car insurance

√
No long forms
√
No spam or unwanted phone calls
√
Quotes from top insurance companies
Find insurance savings — it's 100% free