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How often do you have to pay for car insurance?

I just got my own car and will eventually need insurance. How often does someone have to pay for car insurance?

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Carlos Kirby · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
The timing of your car insurance payments depends on the type of policy you have. Insurance terms typically last six months or one year, and you’ll usually make payments monthly or every few months each term.
You can also pay your entire premium at the start of the term, which may land you a pay in full discount, or pay in lump sums semi-annually. Just check with your provider.
At the end of each term, you’ll have to renew your policy or switch to another one. If you do switch, just be careful that the new policy start date matches the old policy end date to avoid a lapse in coverage—which comes with potential legal consequences.
Experts recommend
shopping around for car insurance quotes
every six months to make sure you’re not overpaying for your coverage.
An intelligent insurance broker service like
Jerry
is the easiest way to compare competitive quotes without a hassle.
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