The timing of your car insurance payments depends on the type of policy you have. Insurance terms typically last six months or one year, and you’ll usually make payments monthly or every few months each term.
You can also pay your entire premium at the start of the term, which may land you a pay in full discount, or pay in lump sums semi-annually. Just check with your provider.
At the end of each term, you’ll have to renew your policy or switch to another one. If you do switch, just be careful that the new policy start date matches the old policy end date to avoid a lapse in coverage—which comes with potential legal consequences.
Experts recommend shopping around for car insurance quotes
every six months to make sure you’re not overpaying for your coverage. An intelligent insurance broker service like Jerry
is the easiest way to compare competitive quotes without a hassle. After providing you with a comprehensive cross-analysis of the best policies across providers, Jerry will handle the phone calls, paperwork, and renewals for your top pick so that you don’t have to. So why do all that extra work when Jerry can do it better?