How often do you have to pay for car insurance?

I just got my own car and will eventually need insurance. How often does someone have to pay for car insurance?

The timing of your car insurance payments depends on the type of policy you have. Insurance terms typically last six months or one year, and you’ll usually make payments monthly or every few months each term.
You can also pay your entire premium at the start of the term, which may land you a pay in full discount, or pay in lump sums semi-annually. Just check with your provider.
At the end of each term, you’ll have to renew your policy or switch to another one. If you do switch, just be careful that the new policy start date matches the old policy end date to avoid a lapse in coverage—which comes with potential legal consequences.
Experts recommend shopping around for car insurance quotes every six months to make sure you’re not overpaying for your coverage.
An intelligent insurance broker service like Jerry is the easiest way to compare competitive quotes without a hassle.
After providing you with a comprehensive cross-analysis of the best policies across providers, Jerry will handle the phone calls, paperwork, and renewals for your top pick so that you don’t have to. So why do all that extra work when Jerry can do it better?
Carlos Kirby
Answered on Nov 04, 2021
Carlos has a BA in Media Production and Marketing from Loyola University of Chicago, as well as almost 5 years of content editing and writing experience. He has operated his own freelance creative studio over the past 5 years and aspires to be a Creative Director for an Creative Agency. He is currently located in Chicago, IL and enjoys creating digital art and taking bike rides along the lakefront during his free time!

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