How often are home insurance claims denied?

Can you tell me why claims can be denied?

Answer
There’s no hard-and-fast number for denials. Legitimate home insurance claims are usually processed, but denials can happen for many reasons. Missing a claim filing deadline, not being covered for the peril that caused the damage, or having the damage stem from neglect are the most common reasons for denial. When you have a claim, do not wait. Get in touch with your agent right away. They can walk you through the claim process so that things will be processed as smoothly as possible.
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Shannon Martin
Answered on Mar 08, 2021
Shannon is an expert in personal lines liability insurance with 13 + years of insurance industry experience. She also served as a special insurance liaison to AARP members for 6 of those years. She is a graduate of UL Lafayette and currently resides in NY with her family. Shannon is also an amateur juggler, ukulele player, and is a time travel paradox theory enthusiast.
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