How much will my liability insurance pay if I have state-minimum coverage in Georgia?

I hit a car and totaled it, but it was only worth $3,000. However, the other driver has $45,000 in medical bills. Will my Georgia state-minimum liability insurance cover me?

Apr 23, 2021
Answer provided by
Eric Schad
Answered at Apr 23, 2021
“Georgia’s minimum liability insurance will only cover up to $25,000 for bodily injury per person and $25,000 for damage to property.
In this case, your insurance will take care of all the property damage and up to $25,000 for the other driver’s medical bills. The remaining $20,000 is up to you to cover, unfortunately.
In the future, don’t just buy the cheapest minimum-liability policy. Get coverage with higher limits to protect yourself and your finances.”
Liability CoverageCar InsuranceState Insurance MinimumsGeorgia

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