How much will my car insurance go up for an at-fault accident in Texas?

The insurance company is still reviewing the accident, but it most likely will be my fault. My car is old and probably going to be marked a total loss. The damage to the other person's vehicle was minor. How much will my insurance go up if it's ruled at-fault?

Answer
“Every car insurance carrier rates accidents and violations differently. It’s hard to give you an exact number as it depends on a lot of different factors.
If you haven’t been in an accident before and have an otherwise clean driving record, it may not impact your rate as much as someone with multiple accidents or violations in their history.
That being said, if your insurance rates do go up, you always have the ability to shop around. Not all carriers weigh accidents in the same way when determining your rates.
Once your insurance company has closed the claim, take a look at your rate and what other carriers are offering. You may be able to find a more affordable plan and save some money.
If you want cheap car insurance quotes fast, use Jerry. This free app can collect quotes from up to 45 top insurance companies in seconds! “
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Emily Maracle
Answered on Apr 20, 2021
Emily Maracle is a car insurance specialist living in New York. Originally from the Pacific Northwest, she has a degree in English Literature and a background in customer service. She enjoys cooking, gardening, and living sustainably. In the future, she can't wait to upgrade to a hybrid or electric car.
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