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How much will my car insurance cost if I'm 17 and want to get off my parents' policy?

I'm trying to become more independent before I go off to college. How much should I expect to pay for car insurance if I'm 17 and want to get off my parents' insurance policy?

avatar
Eric Schad · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“Kudos on wanting to become a more independent individual. Few others consciously make that decision. However, you might want to find other ways to gain your independence.
Generally speaking, teenagers spend an average of about $400 a month for
car insurance
, even if it’s just basic
liability insurance
. By staying on your parents’ policy, you can expect to pay about half of that.
So if you still want a degree of independence and a taste of the real world, just pay your parents cash each month for insurance and stay on their policy.”
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