How much will it cost to be added to my parents' car insurance policy in Tampa Bay, FL?

I currently have my learner's permit and want to get my driver's license ASAP. My parents want me to pay the cost difference to add me to their insurance policy. Their insurance company says they can't provide a reliable estimate. Any idea how much this is going to cost?

Answer
“Most insurance companies require that anyone of driving age in the household be listed on the policy, so you may already be on your parents’ car insurance as a permitted driver.
Depending on the company, they may not be able to give you an estimated increase without actually making the change to the policy.
To minimize the impact to the policy, you should maintain a good driving record and look into discounts, like the good student discount and discounts for driving safety courses.
The best way to find out how much this will all cost is to comparison shop. Get quotes from multiple carriers for the same level of coverage and see who offers the most affordable price.
If you’d rather leave the hard work of gathering quotes to someone else, use Jerry. This free app can collect quotes from up to 45 top insurance companies in seconds!”
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Shannon Martin
Answered on Apr 29, 2021
Shannon is an expert in personal lines liability insurance with 13 + years of insurance industry experience. She also served as a special insurance liaison to AARP members for 6 of those years. She is a graduate of UL Lafayette and currently resides in NY with her family. Shannon is also an amateur juggler, ukulele player, and is a time travel paradox theory enthusiast.
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