How much will auto insurance cost for me in New Jersey?

I am thinking about moving to New Jersey, but I hear the cost of auto insurance is too expensive. Is that true?

Answer provided by
Shannon Martin
Answered on Apr 26, 2021
Shannon is an expert in personal lines liability insurance with 13 + years of insurance industry experience. She also served as a special insurance liaison to AARP members for 6 of those years. She is a graduate of UL Lafayette and currently resides in NY with her family. Shannon is also an amateur juggler, ukulele player, and is a time travel paradox theory enthusiast.
“Since where you live will strongly impact the cost of your auto policy, it is a great idea to get car insurance quotes online before you move!
Every zip code will be different. For example, the cost to insure a car in Mount Holly, NJ vs. Newark, NJ will vary significantly. Another thing to consider is that New Jersey has a mandatory coverage called personal injury protection; if your current state doesn’t require this coverage, it would be an added expense.
The best course of action is to let your agent know that you are moving and you need quotes in a few different areas. As you are looking for a place to live, gather a couple of potential addresses and try them in your quotes. Also, keep in mind that you can save money by bundling auto and home policies together. “

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