"How much will a speeding ticket increase my car insurance payment? "

"I have had my licence for a few years now and I just got my first ticket today. I was pulled over for going 15 mph over the speed limit. How will this affect my insurance?


Answer provided by
Johnny Puckett
Answered on Apr 19, 2021
Johnny Puckett is a freelance writer and automotive expert. He has contributed content to a number of some of the largest online publications, aftermarket automotive manufacturers’ sites, and automotive informational sites. His experience in the automotive and information fields informs his writing at Jerry. His automotive interests bleed into his free time, where he enjoys modifying his favorite cars and woodworking.
“A speeding ticket will usually cause your insurance go up. The amount of your premium increase will depend on several factors, including your insurance company, driving history, location, and age.
The good news is that many states will allow you to take a defensive driving course in exchange for removing a mark on your driving record. You will have to pay the fine and a fee for the course, but the moving violation will not show up on your record and this will usually satisfy your car insurance company as well.

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