How much should I expect to pay for non-owner car insurance in North Carolina?

How much is non-owner car insurance in North Carolina? I borrow my sister's car frequently to run errands because we live at the same address. She's reluctant to add me to her policy because of my credit problems. She suggested a non-owner car insurance policy, but I'm not sure if it's within my budget.

Answer
“Your sister might actually be doing you a favor.
The average cost of non-owner car insurance in North Carolina is right around $400 per year, compared to about $550 if she was to add you to her policy.
It protects you just the same as liability coverage would if you were added to your sister’s policy.”
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Eric Schad
Answered on Jul 21, 2021
Eric Schad has been a freelance writer for nearly a decade, as well as an SEO specialist and editor for the past five years. Before getting behind the keyboard, he worked in the finance and music industries (the perfect combo). With a wide array of professional and personal experiences, he’s developed a knack for tone and branding across many different verticals. Away from the computer, Schad is a blues guitar shredder, crazed sports fan, and always down for a spontaneous trip anywhere around the globe.
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