How much should I expect to pay for non-owner car insurance in North Carolina?

How much is non-owner car insurance in North Carolina? I borrow my sister's car frequently to run errands because we live at the same address. She's reluctant to add me to her policy because of my credit problems. She suggested a non-owner car insurance policy, but I'm not sure if it's within my budget.

“Your sister might actually be doing you a favor.
The average cost of non-owner car insurance in North Carolina is right around $400 per year, compared to about $550 if she was to add you to her policy.
It protects you just the same as liability coverage would if you were added to your sister’s policy.”
Eric Schad
Answered on Jul 21, 2021
Eric Schad has been a freelance writer for nearly a decade, as well as an SEO specialist and editor for the past five years. Before getting behind the keyboard, he worked in the finance and music industries (the perfect combo). With a wide array of professional and personal experiences, he’s developed a knack for tone and branding across many different verticals. Away from the computer, Schad is a blues guitar shredder, crazed sports fan, and always down for a spontaneous trip anywhere around the globe.

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