How much should I expect to pay for car insurance in Westchester, New York?

I just moved to Westchester from NYC, and I'm hoping that car insurance is a bit cheaper. How much should I expect to pay for car insurance?

Answer provided by
Eric Schad
Answered on Apr 28, 2021
Eric Schad has been a freelance writer for nearly a decade, as well as an SEO specialist and editor for the past five years. Before getting behind the keyboard, he worked in the finance and music industries (the perfect combo). With a wide array of professional and personal experiences, he’s developed a knack for tone and branding across many different verticals. Away from the computer, Schad is a blues guitar shredder, crazed sports fan, and always down for a spontaneous trip anywhere around the globe.
“Although New York doesn’t have the highest car insurance rates for full coverage, it does have some of the highest rates for minimum liability insurance, totaling an average of almost $1,300 annually.
However, you should never settle for state-minimum liability (25/50/10), as it only covers:
  • $25,000 in bodily injury liability per person
  • $50,000 in bodily injury liability per accident
  • $10,000 in property damage liability per accident
Realistically, you should consider the cost of hospital care and the types of cars in your area. With this in mind, you might want to get a 250/500/250 policy to cover you in case of an accident.
If you want to save money on car insurance, the Jerry app is a good place to start. A licensed broker, Jerry does all the hard work of finding the cheapest quotes from the top name-brand insurance companies and buying new car insurance. Jerry will even cancel your old policy for you.”

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