How much should home insurance cost?

I got an estimate for my apartment in Oakland, California, and the first offer I received was $1,000 a year. This was a surprise to me. How much do people pay for home insurance on average? How can I get a better deal?

Answer
“On average, people pay about $1,200 a year for home insurance, so your first offer may not be far off the mark.
That said, you may be able to get better rates by comparing home insurance quotes online. Shopping with multiple companies is a good way to know you’re getting the best deal.
If you want help pulling quotes from multiple companies, leave the hard work to Jerry. Jerry is a free app that compares quotes from the top providers and delivers the best deals to your phone in minutes.
You may also get better discounts by bundling your home and car insurance with the same company.”
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Sophie Newman
Answered on Aug 18, 2021
Sophie Newman is a writer from California. Her hobbies include brewing her own kombucha, riding horses, and taking long road trips.
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