How much is the cost to insure a car at 17?

I’m 17, and I will be getting my own car soon. How much will I have to pay for insurance?

Congratulations on getting your car soon! Driving yourself around town offers so much freedom.
This new freedom comes at a cost. Car insurance companies consider young drivers high risk, which means you’re going to see some pretty steep insurance rates.
This doesn’t mean you’re a bad driver. Statistically, teenagers get into more accidents than other drivers simply because they lack the driving experience that could otherwise prevent some accidents. Insurance companies charge more for teenagers to help offset the cost of paying for their more frequent accidents.
Don’t worry though; car insurance rates do decrease with more time on the road and if you keep a clean driving record.
There are other ways to lower the cost of insurance for you as a young driver, such as discounts for:
  • Good grades
  • Taking a defensive driving course
  • Driving a car with added safety features
  • Driving a low amount of mileage per year
When shopping for car insurance, it’s a good idea to find quotes from a few different companies—otherwise, you may end up paying even more. This can be overwhelming, but Jerry can make the process easier by doing all the hard work for you. Even better? Most Jerry users save $879 per year on average.
Miles Smith
Answered on Oct 26, 2021

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