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How much is the cost to get insurance on a car?

How much does it cost to get insurance on a car? I'm finally considering buying a car, but the cost of insurance scares me a bit. I don't want to pay too much.

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Joshua Levy · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
The cost of
car insurance
can be scary! To find out how much it’ll cost to get insurance on a car, you should know that it depends on your location, driving history, and age—among other factors.
The average cost of car insurance in the US was $720 per year, but
every state has different car insurance requirements
. All in all, you won’t know how much your insurance will cost until you ask for quotes. But you can use these tips to ensure your rate is as low as possible:
  • Compare quotes from at least three providers before settling.
  • Ask your provider about discounts.
  • Take a safe driving course for a safe driver discount.
  • Drop excessive coverage.
  • Drive an affordable car.
  • Keep a clean driving record.
While these tips do not guarantee you’ll have a low premium, they can help you keep it as low as possible. At the end of the day, many factors in your control determine your premium. Stay safe and responsible, and you’ll likely get an affordable premium.
Plus, you can always use
the Jerry app
for help finding the best rates. A licensed broker, Jerry helps you find and compare competitive quotes from top providers for free. If you’d like, the Jerry app can even help you buy a new plan and cancel your old policy!
View full answer 
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

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