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How much is the average insurance policy for Tennessee?

How much is the average homeowners policy in Tennessee? I'm new to shopping for homeowners insurance in Tennessee and would like to know how much to budget for.

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Shannon Martin · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“The average cost of homeowners insurance in
Tennessee
is between $1,400 and $1,800.
But knowing this isn’t very helpful in estimating the cost of your policy. The premium for a homeowners policy is generated from numerous factors based on the homeowner and the home, such as:
  • age and size of the home
  • zip code
  • prior loss history
  • proximity to fire station
  • building materials
The best way to feel confident that your homeowners insurance is priced accurately is by getting several comparison quotes across several companies.
One way to price home policies fast and accurately is to use the free app
Jerry
. Jerry shops policies with over 45+ carriers to make sure the rates you are offered are the lowest available.”
View full answer 
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

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