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How much is renters insurance per month in Texas?

I’m moving out of my parents’ house for the first time. They say I should get renters insurance, but I don’t know if I can afford it. How much is renters insurance per month in Texas?

avatar
Bonnie Stinson · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Wow, congratulations! It’s great that you’re paying so much attention to your budget.
Renters insurance typically costs $16 per month in
Texas
.
Surprised? It’s pretty affordable! Renters in Texas pay slightly more than renters in other states, but not by much.
Before you start looking at apartments, we’ve got a few tips for you.
First, be aware that no law requires Texas renters to carry renters insurance. However, landlords can require their tenants to carry a renters policy. Check lease agreements carefully to find out what’s required.
Second, most people find that coverage from a renters policy is well worth the price—even if it’s not required by a landlord. Here is what a renters insurance policy usually covers:
  • Your personal belongings (electronics, furniture, art, clothing)
  • Liability protection (in case someone sues you after an incident on your property)
  • Loss of use coverage (in case your apartment becomes uninhabitable for a covered reason)
Finally, it’s possible to find a policy cheaper than $16 a month by shopping around. If you want cheap renters insurance quotes fast, go to
Jerry
. A licensed broker that offers end-to-end support, the Jerry app gathers affordable quotes, helps you switch plans, and helps to cancel your old policy. Even better—Jerry will help you bundle your home and auto policies for maximum savings.
Hope this helps! Good luck with your move!
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

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